‍Businesses shouldn't have to choose between invoicing and getting paid.

Creating an invoice is one part of the payment journey. But collecting the payment is another.

Until now, businesses using SmartBill mostly relied on bank transfers after issuing an invoice. While familiar, this often introduced unnecessary friction for customers and longer payment cycles for merchants.

xMoney's new SmartBill integration changes that.

Businesses can now connect their SmartBill account directly from t he xMoney dashboard, issue invoices without leaving the platform, automatically attach secure card payment links, and even automate recurring invoices, all from a single workflow.

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A Simpler Way to Invoice and Collect Payments

SmartBill is one of Romania's leading invoicing platforms, used by businesses across the country to manage invoices and financial documents.

With the new integration, SmartBill users can connect their account directly inside xMoney.

Once connected, merchants can:

• Generate SmartBill invoices from the xMoney dashboard
• Automatically include a secure payment link on every invoice
• Let customers pay online using their card instead of relying only on bank transfers
• Manage recurring invoices with automated scheduling

Everything happens from within xMoney, eliminating the need to switch between platforms.

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From Invoice to Payment in One Flow

Instead of sending an invoice and waiting for a manual bank transfer, businesses can now offer customers a faster and more convenient way to pay.

The process is straightforward:

1. Connect your SmartBill account to xMoney.
2. Create your invoice directly from the xMoney dashboard.
3. A secure card payment link is automatically added to the invoice.
4. The customer opens the link and pays online using their card.

The result is a smoother payment experience for both businesses and their customers.

Automate Recurring Invoices

The integration also introduces recurring invoicing.

Rather than creating the same invoice every month, businesses can define the amount and billing frequency once.

xMoney will automatically generate and send invoices according to the selected schedule.

This makes the solution particularly useful for businesses with:

• Monthly retainers
• Subscription services
• Maintenance contracts
• Ongoing professional services
• Regular B2B billing

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Why This Integration Matters

Late payments often begin with unnecessary friction. 

When invoicing and payments happen in separate systems, businesses often rely on manual processes, while customers are asked to leave the invoice, initiate a bank transfer, and complete payment elsewhere. Every extra step increases the chance of delays or abandoned payments.

By bringing invoicing and payments together in a single workflow, the SmartBill integration helps businesses simplify the entire process. Invoices can be generated, sent, and paid from one connected flow, reducing manual work while giving customers the convenience of paying instantly by card through an embedded payment link.

The integration also supports recurring invoicing, allowing businesses to automate repetitive billing for subscriptions, retainers, or any recurring service. Instead of creating and sending the same invoice every month, users can define the amount and schedule once, while xMoney automatically handles future invoice delivery.

The result is a faster, more streamlined experience for both businesses and their customers. 

Rather than sending an invoice and waiting for a bank transfer, merchants can send an invoice that's ready to be paid immediately, improving cash flow while keeping invoicing and payments connected in a single platform.

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Built to Simplify Business Payments

The SmartBill integration is another step in xMoney's mission to simplify how businesses accept and manage payments.

From invoice creation to payment collection and recurring billing, merchants can now manage more of their payment workflow from a single dashboard.

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Ready to simplify invoicing?

Connect your SmartBill account in xMoney and start sending invoices with integrated card payment links and recurring billing, all from one place.

Start here.