About Us
xMoney powers global payments through cutting-edge technology, helping businesses move faster, smarter, and more securely.
Card payment services
Card payment services under the xMoney brand are provided by Capital Financial Services S.A., an electronic money institution licensed by the National Bank of Romania under authorization number IEME-RO-0001, issued on 25 April 2013. The company’s headquarters are located at 89-97 Grigore Alexandrescu, Metropolis Center, 6th floor, District 1, Bucharest, Romania
Through Capital Financial Services, xMoney enables online businesses to accept payments via a wide range of instruments — including credit and debit cards and alternative payment methods — directly on their websites or platforms. The platform provides end-to-end infrastructure, including card acquiring, payment gateway services, fraud prevention, customer support, and funds settlement.
Security & Compliance
As a licensed institution, Capital Financial Services ensures compliance with the highest standards of financial security, including PCI-DSS certification for handling sensitive card data. The platform is designed to support fast, secure, and scalable payment processing across various geographies and industries.
Trusted Infrastructure
Capital Financial Services also provides full merchant onboarding, AML/CFT compliance, and transaction monitoring, offering a trusted and regulated environment for businesses operating under the xMoney brand to manage their online payments efficiently.
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