RONXM

RONXM is an electronic-money token (EMT) issued by xMoney, designed to maintain a stable value pegged 1:1 to RON. It operates within the European Economic Area (EEA) and is built in compliance with applicable regulatory frameworks.

RONXM is designed to comply with evolving EU regulations, particularly Title IV of Regulation (EU) 2023/1114 (MiCA). xMoney is committed to adhering to all applicable regulatory requirements.

For every unit of RONXM issued, an equivalent amount in RON is maintained in reserve by xMoney to ensure a 1:1 parity, thereby safeguarding its value and preserving its stability. We are committed to providing regular attestations of our reserve holdings, conducted by independent third parties, which will be publicly available, allowing you to verify the backing of your RONXM holdings. Audits will be conducted annually to provide further assurance of the integrity of our reserve management.

RONXM is an electronic-money (e-money) token issued exclusively by xMoney on the Integrated Blockchains and is accessible through the xMoney Foundry platform for institutional and business investors.

For retail customers, RONXM is also listed and available to the public with cryptocurrency service providers platforms. A list including all current cryptocurrency platforms offering RONXM to the public, as well as any future partnerships for trading RONXM, will be publicly disclosed on the official xMoney website.

xMoney has established a minimum investment requirement of $100,000 for the purchase of RONXM through the xMoney Foundry platform.

The holders of RONXM token have a right of redemption at any time and at par value. For retail customers redemption, which do not have an account created on xMoney platform, RONXM is listed on multiple cryptocurrency service providers platforms, where the repayment can be requested. Also, retail customers can redeem the RONXM token directly from xMoney according to the Redemption Policy. The detailed description of the conditions of the redemption mechanism can be found in our Redemption Policy: https://xmoney.com/legal.

The institutional/business holders of RONXM token which are residents of EEA are entitled to exercise their right of redemption if they have successfully registered with xMoney by creating an account on its platform.
For this category of holders of RONXM token, the redemption is available directly through xMoney via the communication channel agreed between the parties, in maximum 7 days from the request, given that all necessary information was provided by the holders in order for xMoney to respect the regulatory impositions when a redemption request is received.

RONXM is an electronic-money token (EMT) issued on Distributed Ledger Technology (DLT), utilizing SUI, MultiversX and Ethereum blockchains (Integrated Blockchains). This multi-chain approach ensures broad interoperability, enabling businesses and liquidity providers to benefit from high-speed, low-cost transactions. xMoney will likely add additional blockchains platforms in the future.

xMoney ensures the security of RONXM by maintaining sufficient reserves to support redemptions and employing robust protocols on the Integrated Blockchains (Sui, MultiversX and Ethereum). However, xMoney does not guarantee protection against potential issues or attacks affecting these blockchains.