



Stablecoins. Roadmap.
Stability meets speed. Vision meets the plan.
True stability isn't a feature; it's infrastructure. Our roadmap shows how EURXM, USDXM, and RONXM evolve into Europe’s most compliant, future-ready stablecoins.
Built on vision. Delivered with trust.
A transparent story of how xMoney has engineered the foundation of Europe's next generation of compliant digital money.

MultiversX Acquires Utrust
The vision begins.
MultiversX (formerly Elrond) acquires Utrust, the leading crypto-payment solution, to build the payments engine of the future. This laid the technological groundwork for seamless crypto-merchant settlement.

The National Bank of Romania Approves the acquisition of Twispay
A landmark moment.
The National Bank of Romania (BNR) officially approves MultiversX's acquisition of Twispay, a licensed Electronic Money Institution (EMI).

xMoney launches its instant onramp/offramp Mastercard Debit Card
From your wallet to the checkout counter in seconds. No waiting, no friction.

xMoney is Born
Transformation and re-branding.
From “Utrust + Twispay” under MultiversX to xMoney - unifying crypto-payments and e-money/payment rails in one regulated fiat & crypto payments infrastructure.

Ecosystem expansion & cross-chain innovation
xMoney secures $21.5M strategic funding, led by Sui Foundation, to build the next-gen stablecoin and payment infrastructure — signaling investor and ecosystem confidence in the stablecoin roadmap.

Stablecoin architecture completed
A full institutional-grade framework is finalized:
- Regulatory structure
- Collateralization design
- Operational issuance / redemption flows
- Treasury & reporting systems
- Compliance and audit strategy

Whitepapers published for EURXM, USDXM & RONXM
xMoney releases whitepapers for three distinct, fully FIAT backed, MiCA-compliant stablecoins.

Official Launch
EURXM, USDXM and RONXM officially launch. Fully audited, FIAT backed, and ready for institutional adoption.

Official Launch
EURXM, USDXM and RONXM officially launch. Fully audited, FIAT backed, and ready for institutional adoption.

Official Launch
EURXM, USDXM and RONXM officially launch. Fully audited, FIAT backed, and ready for institutional adoption.

Official Launch
EURXM, USDXM and RONXM officially launch. Fully audited, FIAT backed, and ready for institutional adoption.

Official Launch
EURXM, USDXM and RONXM officially launch. Fully audited, FIAT backed, and ready for institutional adoption.
Three Currencies. One Standard.
Engineered for the future of regulated finance.


