Card payments services are operated by Capital Financial Services S.A., a licensed financial institution in Romania, fully compliant with PCI-DSS standards. Crypto services are provided by Cifralfabeto Unipessoal Lda, a registered Virtual Assets Service Provider (VASP) in Portugal and by Modernityparty OÜ, a licensed VASP in Estonia. All entities operate in accordance with AML/CFT regulations ensuring secure, fully regulated payment and exchange services across the European Union.