Card payments services are operated by Capital Financial Services S.A., a licensed financial institution in Romania, fully compliant with PCI-DSS standards.
All crypto-asset services are currently suspended. These services are provided by Cifralfabeto, Unipessoal Lda. ("Cifralfabeto"). Under Regulation (EU) 2023/1114 (MiCA), the licensing regime for Crypto-Asset Service Providers (CASPs) entered into force in 2026. Cifralfabeto has submitted an application for authorisation as a CASP under this regime, which is currently under assessment by Banco de Portugal, the competent authority responsible for CASP authorisation in Portugal. Cifralfabeto's crypto-asset services have been suspended pending the outcome of this authorisation process. Services will resume in accordance with the terms of the authorisation.
xMoney does not offer investment services or guaranteed profits. If someone contacts you requesting payments or investments in the name of xMoney, please verify the communication through our official channels.
