Introducing
XMN
xMoney powers global payments and helps businesses move faster, smarter, and more securely. $XMN is the utility and governance token that fuels the entire ecosystem.
September 2025
XMN Token Launch
Sui
Network
$0.1
Initial Listing Price
10B
Max. Supply
Utility that works harder
Stake. Vote. Earn. Every XMN you hold unlocks more ways to benefit. XMN is designed for builders, shoppers, and believers in a smarter financial system.
Staking
Stake XMN to earn rewards and unlock exclusive merchant perks within the xMoney ecosystem.
Governance
Staked XMN gives you a voice in shaping the platform’s future — vote on proposals that guide ecosystem growth and community initiatives.
Loyalty Rewards
Turn XMN into everyday value. Earn loyalty points redeemable for purchases, discounts, and gamified rewards.
XMN Token Overview
Key details at a glance.
XMN is designed to align incentives across users, contributors, and stakeholders — ensuring long-term growth of the xMoney ecosystem and maintaining platform integrity.
Token Symbol
XMN
Max Supply
10,000,000,000
Initial Circulating Supply
~500,000,000
Sui Contract Address ($XMN) SuiVision
0x97c7571f4406cdd7a95f3027075ab80d3e9c937c2a567690d31e14ab1872ccee
Community
To align the core contributors and strategic advisors with the long-term success of the ecosystem.
30%
Treasury
Used for funding core initiatives, including product development, ecosystem grants, liquidity support, operational needs, and
strategic partnerships.
25%
Team
These tokens are subject to long-term vesting and lock-up schedules to ensure alignment with the project’s success.
25%
Staking Rewards
To directly reward users for making payments through the xMoney platform, driving adoption and creating a vibrant circular economy.
10%
Investors
Investor allocations provide the funding needed to accelerate xMoney’s expansion and deliver long-term ecosystem growth.
10%
Emissions Schedule
Our token distribution is designed to foster sustainable growth and reward our community over the long term. To achieve this, a significant portion of the total supply has been allocated to ecosystem rewards, which will be distributed programmatically over 7 years.
UTK evolves into XMN
xMoney is entering a new stage of growth, and your voice matters. Vote for the XMN upgrade and play a major part in our expansion into a global financial ecosystem.
Frequently Asked Questions
Learn about XMN
What is XMN?
xMoney powers global payments and helps businesses move faster, smarter, and more securely. $XMN is the utility and governance token that drives the entire ecosystem.
Where is XMN deployed?
XMN will be live on the Sui Network, with staking contracts and liquidity integrations expanding across the ecosystem.
How can I get XMN?
You will be able to buy XMN directly via the xPortal mobile app (fiat and crypto on-ramp via Liquidity SDK), or through supported exchanges as they list it.
How does staking work?
You can stake your XMN tokens to earn a standard ~8% APR. You can also compound rewards and unstake with a standard unbonding period.
Will my UTK automatically upgrade to XMN, or do I need to manually convert?
UTK won't be automatically upgraded to XMN. There are two possible upgrade paths - a bridge swap or a one-time allocation. The community will decide through governance voting, which runs from September 8 to September 15, here
What can I do with XMN?
XMN is the core token of xMoney, giving holders fee reductions, staking rewards, and loyalty benefits across payments and invoicing. It also unlocks cashback, exclusive campaigns, and governance rights through staking, letting the community help shape the ecosystem. In short, XMN lowers costs, boosts rewards, and gives you a voice in xMoney’s future.
How is XMN different from UTK?
UTK powered xMoney’s early phase, but XMN is built for global scale and compliance. Issued under EU MiCA regulation, XMN enables broader adoption by merchants, institutions, and exchanges. It has a fixed 10B supply, expanded utilities across payments, invoicing, and governance, and exclusive migration benefits for UTK holders. UTK was the start; XMN is the future.
Why should I trust XMN token?
XMN token is a MiCA-compliant digital asset, issued in full alignment with the European regulatory framework. It has respected all issuance obligations and procedures defined under MiCA, ensuring transparency, investor protection, and legal certainty. Built for trust and long-term adoption, XMN provides both institutional and retail users with confidence in its safety and regulatory integrity. Please note that XMN is not regulated or supervised by the National Bank of Romania, but is fully compliant under the applicable EU framework.